Get paid early 
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!²
Say goodbye to hidden fees³ 
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
Make your money grow fast 
1.00% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts 
You’re always in-the-know with daily balance notifications and transaction alerts
Security & support you can trust
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Privacy and protection
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!
